UKVI Approved Banks in Bangladesh: Updated 2026 List
UKVI approved banks in Bangladesh is a common reference point for Bangladeshi students preparing a UK Student visa application. The phrase points to one goal: avoiding refusal linked to bank statements. UK Visas and Immigration does not publish an official approved bank list for Bangladesh. UKVI checks regulation status, electronic record systems, verification access, statement format, and strict timing rules.
For 2026 applicants, approval depends on two things. The bank must issue a UKVI-compliant bank statement. The funds must meet UK student visa bank statement requirements, including the 28-day rule and the 31-day rule. This guide explains how UKVI assesses bank evidence, which banks are commonly used, and how to prepare documents that pass review.
What is a UKVI approved bank for UK visa?
A UKVI approved bank refers to a regulated financial institution whose statements can be verified during visa processing. UKVI checks whether the bank keeps electronic transaction records and whether the statement clearly links the account, balance history, and holder identity. For a quick reference, use this UKVI-ready bank statement checklist before you request documents from your bank.
A well-known bank does not guarantee approval. Any bank statement can fail when identifiers are missing, dates fall outside rules, or verification cannot be completed.
UKVI Approved Bank List in Bangladesh for UK Visa (Commonly Used)
The following banks are commonly used by Bangladeshi applicants for UK Student visa bank statements. This list reflects usage patterns, not an official UKVI publication.
- AB Bank Limited
- BRAC Bank Limited
- City Bank
- Commercial Bank of Ceylon Limited
- Dhaka Bank Limited
- Eastern Bank Limited
- First Security Islami Bank Limited
- Premier Bank Limited
- Standard Bank Limited
- IFIC Bank Limited
- Prime Bank Limited
- HSBC Bank
- Dutch-Bangla Bank Limited
- Mutual Trust Bank Limited
- National Credit and Commerce Bank Limited
- One Bank Limited
- Shahjalal Islami Bank Limited
- Trust Bank Limited
- Pubali Bank Limited
- Woori Bank Limited
- Bank Alfalah Limited
- Standard Chartered Bank
- State Bank of India
UK government notices show Southeast Bank statements were suspended in 2013 and later reinstated. UKVI may still refuse evidence from any bank when verification fails, or document rules are not met.
UK Student Visa Financial Requirements for Bangladesh (2026)
UK student visa financial requirements Bangladesh come from two parts: course fees and living costs.
Course fees are taken from the CAS (Confirmation of Acceptance for Studies). If you’re unsure what the CAS includes, read how your CAS fee details work before calculating funds. Paid amounts shown on the CAS reduce the remaining fee you must show in your bank account.
Living cost requirements:
- £1,529 per month for courses in London
- £1,171 per month for courses outside London
Up to 9 months applies.
Applicants bringing dependents must show additional funds per month for each dependant, based on the study location.
Minimum Bank Balance for UK Student Visa from Bangladesh
UKVI does not set a fixed taka amount. The required total is calculated in GBP from CAS fees plus living costs, then converted from BDT using the OANDA exchange rate on the application date. If you want the bigger picture (documents, timelines, and mistakes), follow this step-by-step Bangladesh student visa guide.
Many Bangladeshi students keep BDT 26–30 lakh as a buffer. This range helps absorb exchange changes and application costs. It is not a UKVI rule.
28-Day Rule and 31-Day Rule for Bank Statements
Two timing rules cause most finance refusals.
The 28-day rule requires the full required balance to stay in the account for 28 continuous days. A single drop below the required amount resets the count.
The 31-day rule requires the closing balance date on the statement or bank letter to fall within 31 days of the visa application date.
These rules apply to personal funds and to funds held by parents.
Acceptable Bank Statement for UK Student Visa
A UK student visa bank statement Bangladesh must show:
- applicant name matching the passport
- bank name and account number
- transaction history covering the full 28-day period
- statement or bank letter date within the 31-day window
Online statements and printed statements are accepted when clear and complete. Documents not in English require certified translation. Funds must allow immediate access.
UKVI does not accept overdrafts, cryptocurrency, shares, pensions, or credit facilities as funds.
Parent Bank Statement for UK Student Visa Bangladesh
A parent bank statement for UK student visa Bangladesh is allowed with a parent consent letter confirming permission to use the funds. Proof of relationship, such as a birth certificate, must support the submission.
Partner funds qualify only in limited cases, such as when the partner applies at the same time or already holds a valid UK immigration status.
How to get a UKVI-ready bank statement in Bangladesh
A clean process matters more than the bank name. Use this workflow to reduce mistakes.
Step-by-step timeline (works for most 2026 applicants)
Start early so you can control the dates.
- Choose one account and treat it as your “visa account.”
- Deposit the required funds with an extra buffer for fees and currency swings.
- Freeze unnecessary activity and keep the balance above the requirement for 28 straight days.
- Request your statement or bank letter after the 28-day period is complete.
- Apply within 31 days of the closing balance date on your most recent evidence.
- Keep a verification contact at the bank in case UKVI checks authenticity.
What to ask your bank for (Bangladesh applicants)
When you request documents, ask for evidence that is easy to verify and hard to misread:
- English statement or English bank letter
- Your full name matches the passport spelling
- clear account number and bank name
- Closing balance date is visible
- official stamp/signature or standard verification features used by the bank
Common Finance Mistakes That Lead to Refusal
Most refusals follow repeat patterns:
- balance drop during the 28-day period
- statement date older than 31 days
- missing account identifiers
- no exchange-rate buffer
These issues relate to evidence rules rather than bank reputation.
Frequently asked questions
Are all banks in Bangladesh accepted by UKVI?
No. UKVI focuses on regulation and verification rather than country-based lists. Any bank statement can be refused when verification fails or when document rules are not met.
What is the minimum bank balance for a UK Student visa from Bangladesh?
There is no fixed BDT minimum. UKVI checks CAS fees plus living costs in GBP, then converts foreign currency using the OANDA rate on the application date.
How long must funds stay in the bank account?
The required balance must remain in the account for 28 continuous days, and the statement date must fall within 31 days of the visa application date.
Can online bank statements be used?
Yes. UKVI accepts online or printed statements when all required details are visible and the document is verifiable. While you’re checking documents, also confirm your English test type in IELTS vs IELTS UKVI requirements to avoid last-minute issues.
Can parents’ bank statements be used?
Yes. A parent consent letter and proof of relationship must accompany the bank statement.
Which exchange rate does UKVI use?
UKVI converts foreign currency to GBP using the OANDA spot exchange rate on the date the application is submitted.
Final Guidance for 2026 Applicants
UKVI approved banks in Bangladesh refer to banks that issue statements meeting verification and timing rules. UKVI checks regulation, electronic records, balance history, and dates. Bank choice supports document quality. Rule compliance drives the outcome.
Applicants who follow the 28-day rule, meet the 31-day rule, calculate funds from CAS data, and keep a currency buffer place themselves in a stronger approval position.
