UKVI Approved Banks in Bangladesh for UK Visa 2025

Planning to study or work in the UK from Bangladesh? One crucial step is ensuring you meet the financial requirements set by UK Visas and Immigration (UKVI). But did you know that only certain banks in Bangladesh are approved by UKVI to support visa applications? These UKVI approved banks in Bangladesh for UK Visa play a vital role in providing the necessary documents to prove you have enough funds for your stay. In this article, you’ll discover the list of UKVI-approved banks, how they help with visa applications, and tips on choosing the right one for your needs. If you’re applying for a UK visa, this guide is your go-to resource for ensuring you easily meet all the financial criteria.

What Does It Mean for a Bank to Be UKVI-Approved?

When applying for a UK visa, one of the key requirements is proving you have enough funds to support your stay. But did you know that UK Visas and Immigration (UKVI) only accepts financial documentation from certain banks? This is where UKVI-approved banks come in.

Definition and Explanation

A UKVI-approved bank meets specific criteria the UK government sets to verify your financial status. These banks are authorized to provide the necessary documentation, such as a bank statement, showing that you have the required funds for your visa application.

UKVI-approved banks follow strict guidelines to ensure that the funds shown in your bank statement meet UKVI’s standards. They ensure that:

• The bank statement clearly shows your name, account number, and balance.
• The statement is recent, typically within the last 28 days.
• The funds are held in an account that is easily accessible (e.g., no fixed-term deposits).

Who Needs UKVI-Approved Banks?

If you’re applying for a UK visa—whether for studying, working, or even joining family members—having an account with a UKVI-approved bank is essential. Here’s who needs this type of bank:

• Students applying for a Tier 4 visa to study in the UK
• Skilled workers coming to the UK under the points-based immigration system
• Family members of people already settled in the UK
• Any visa applicant who needs to prove their financial status as part of the application process

Why Does It Matter?

Using a UKVI-approved bank means the UK government will recognize your financial documents. If your bank isn’t UKVI-approved, your application may be delayed or rejected, as the documents won’t meet the required standards.

• Ensures Validity: Your financial proof will be accepted, ensuring you meet the visa criteria.
• Avoids Delays: Non-approved banks can cause delays or rejections due to improper documentation.
• Meets Visa Requirements: Only approved banks are trusted to provide statements that fulfil UKVI’s financial requirements.

In short, choosing a UKVI-approved bank is a step toward a smooth and successful visa application.

List of UKVI Approved Banks in Bangladesh for UK Visa (Updated List for 2025)

If you’re applying for a UK visa from Bangladesh, choosing a UKVI-approved bank to manage your finances and provide the necessary documents for your application is essential. The UK government recognises only certain banks that issue the required bank statements and documents.

Below is a list of the UKVI-approved banks in Bangladesh for UK Visa. These banks are authorized to issue the documents that meet the financial requirements for your visa application.

1. AB Bank Limited
2. Bank Alfalah Limited
3. BRAC Bank Ltd
4. Citi Bank
5. Commercial Bank of Ceylon Ltd
6. Dhaka Bank Limited
7. Eastern Bank Limited
8. First Security Islami Bank Ltd
9. IFIC Bank Limited
10. Mutual Trust Bank Ltd
11. National Credit and Commerce Bank Limited
12. One Bank Limited
13. Premier Bank Limited
14. Prime Bank Limited
15. Pubali Bank Limited
16. Shahjalal Islami Bank Ltd
17. Southeast Bank Limited
18. Standard Bank Limited
19. Standard Chartered Bank
20. State Bank of India
21. The City Bank Limited
22. The HSBC Corporation Ltd
23. Trust Bank Limited
24. Woori Bank Limited

How to Verify UKVI Approval for a Bank

Before you start using a bank for your UK visa application, verifying whether UKVI officially approves the bank is crucial. Here’s how you can do that:

1. Visit the UK Government Website: The UK Visas and Immigration website has an updated list of UKVI-approved banks. This ensures the bank is listed as an authorized institution.
2. Ask the Bank Directly: Contact your chosen bank and ask whether they are UKVI-approved. They can provide confirmation and guide you through obtaining the necessary documents for your visa application.
3. Check Bank’s Website: Many UKVI-approved banks display their approval status on their official websites, specifically in the student or visa services section.

Key Features of UKVI-Approved Banks in Bangladesh

When choosing a UKVI-approved bank in Bangladesh, it’s important to understand the specific services these banks offer. These features help meet visa requirements and make managing your finances easier. Below are the key features to consider:

Visa-Specific Services

UKVI-approved banks provide specialized services tailored to visa applicants. These services ensure you meet all financial requirements for your UK visa application.

• Issuing Bank Statements: A key requirement for a UK visa is proof of funds. Banks offer official statements showing your account balance over the required period. These statements must meet UKVI guidelines and show that you have sufficient funds for tuition and living expenses.
• Maintaining Required Balance: To meet UKVI’s financial requirements, keep a specific balance in your account for a period (usually 28 days). UKVI-approved banks help you track and maintain this balance to ensure it is within the guidelines.
• Providing Relevant Certificates: Some banks issue certificates confirming that you have held the required amount in your account for the necessary period. This certificate is an official document that UKVI may require during the visa application process.

Online Banking for Students

Technology plays an essential role, and many UKVI-approved banks in Bangladesh offer online banking services, which benefit students planning to move to the UK.

• Remote Management of Funds: You can manage your account from anywhere in the world. This means you can monitor your balance, transfer funds, and ensure your account complies with UKVI requirements even while you’re preparing to travel.
• Easy Access to Statements and Documents: Online banking allows you to download and print your bank statements, certificates, and other documents you might need for your visa application. This is especially useful for students who must submit documents on short notice.
• 24/7 Access: With online banking, you can access your account anytime, regardless of time zone differences. This makes it easier to manage your finances and stay on top of your visa requirements.

Customer Support for Visa-Related Queries

The visa application process can be confusing, but UKVI-approved banks often provide dedicated customer support services to guide you through it.

• Visa-Specific Assistance: Many banks have teams trained to help students with UK visa-related financial queries. This might include advice on meeting financial requirements, what documents are needed, or even how to open the right type of account.
• Visa Application Guidance: Some banks provide one-on-one consultations to help you understand how to prepare your finances for your UK student visa application. This guidance can help ensure you’re not missing any critical steps.
• Efficient Response Times: With customer service dedicated to visa applicants, you can expect quicker responses to your queries. This means you won’t have to wait for long periods for answers, which is essential when deadlines are tight.

These features make UKVI-approved banks an essential part of the visa application process. They provide more than just basic banking services—they ensure your financial documents meet the UKVI’s standards, offer online access for convenience, and give expert support when needed. By choosing the right bank with these features, you can simplify the visa application process and focus on your future in the UK.

Choosing the Right UKVI-Approved Bank for Your Needs

Several factors can influence your decision when selecting a UKVI-approved bank in Bangladesh. It’s not just about finding an approved bank; you also need one that suits your specific needs, whether you’re a student, a skilled worker, or a dependent. Here’s what to consider:

Factors to Consider:

1. Service Fees and Charges for Maintaining Accounts
   • Different banks have different fee structures. Some may charge high monthly fees, while others offer lower or no charges for students or visa applicants. Always check the bank’s fee schedule to ensure it fits your budget.
2. Ease of Access to Customer Service for Visa-Related Inquiries
   • UKVI visa applications can involve a lot of paperwork and specific requirements. Choose a bank with reliable and accessible customer support, especially for visa-related questions. Look for banks with dedicated visa support lines or branches offering guidance for UK visa applicants.
3. Requirements for Maintaining a Specific Balance for Visa Applications
   • To meet the UKVI financial requirement, you may need to maintain a certain balance in your account. Some banks have specific rules on how long the money needs to stay in your account and how much you need to keep available. It’s vital to understand these requirements to avoid any complications.
4. Branch and ATM Availability
   • Consider the bank’s branch network and ATM locations, especially if you plan to make frequent transactions. Easy access to your bank can save time and effort, especially in urgent situations.

Comparison Table: Popular UKVI-Approved Banks in Bangladesh

Choosing the Best Bank for You

Selecting the right bank depends on your specific needs:

• For Students: If you’re a student applying for a UK visa, look for banks offering low maintenance balance requirements and quick processing times. City Bank and Dutch-Bangla Bank offer lower initial deposit requirements and no monthly fees, making them cost-effective student options.
• For Skilled Workers: If you’re applying for a skilled worker visa, choose a bank that provides more comprehensive services and reliable customer support. Standard Chartered Bank and HSBC Bangladesh have excellent support systems and slightly higher maintenance balance requirements, which could offer additional services that suit professional applicants.
• For Dependents: If you’re a dependent accompanying a student or skilled worker, consider banks with low balance requirements and flexible options. Mutual Trust Bank (MTB) and IFIC Bank are great choices due to their low fees and easy access to customer service.

The Process of Opening an Account in a UKVI-Approved Bank in Bangladesh

Step-by-Step Process

Opening an account in a UKVI-approved bank in Bangladesh is straightforward if you prepare ahead. Follow these steps to complete the process smoothly:

1. Research and Choose a Bank
   Select a UKVI-approved bank from the official list. Ensure the branch you plan to visit offers visa-related banking services.
2. Prepare Required Documents
   Gather the following documents:
   • Passport (original and photocopy)
   • Recent passport-sized photographs
   • Proof of address (utility bill, rental agreement, or similar)
   • Visa application documents (optional, depending on the bank’s requirements)
   • Initial deposit amount (check with your chosen bank)
3. Visit the Bank Branch
   Go to the selected branch and ask for assistance in opening an account for visa purposes. Some banks may have a dedicated desk for student or visa-related accounts.
4. Fill Out the Application Form
   Complete the account opening form provided by the bank. Double-check the details to avoid delays.
5. Submit Your Documents
   Provide all required documents. The bank may verify their authenticity on the spot.
6. Deposit the Initial Amount
   Make the initial deposit as per the bank’s policy. This may vary between institutions.
7. Collect Your Account Details
   Once your account is approved, you’ll receive account credentials, such as the account number and IBAN (if applicable).
8. Request Statements and Certificates
   If needed for visa purposes, request official bank statements or solvency certificates. These documents should reflect your financial stability.

How to Ensure You Meet UKVI’s Financial Requirements

1. Maintain the Required Balance: UKVI requires proof of financial stability. For student visas, you must show funds covering tuition fees and living expenses for a specified period (typically 28 days). Example:
   • Living costs outside London: £1,023 per month.Living costs in London: £1,334 per month.
   Multiply these by the visa duration and convert them to Bangladeshi Taka at the current exchange rate.
2. Avoid Fund Withdrawals: Keep the required balance untouched for at least 28 consecutive days. Any withdrawal could result in disqualification.
3. Request Timely Bank Statements: Ensure the statement aligns with UKVI guidelines:
   • Includes your name and account details.
   • Shows transactions and balance for the 28-day period.
   • It is dated within 31 days of your visa application.
4. Double-Check Document Formats: Confirm that the bank provides documents in an internationally accepted format. UKVI has strict criteria for bank statements.

Expected Timeframe for Account Setup

The process should take 5-7 working days in total. However, start early to account for unforeseen delays.

Common Issues When Dealing with UKVI-Approved Banks in Bangladesh

Several issues can arise when working with UKVI-approved banks in Bangladesh for your UK visa. Here’s a quick look at the most common ones and how to avoid them:

1. Delayed Processing of Documents

Banks often face delays due to high demand or incomplete documents.

How to Avoid:

• Start early and avoid last-minute requests.
• Double-check your documents for accuracy.
• Follow up regularly with the bank to track progress.

2. Misunderstanding of Maintenance Funds Requirement

Applicants often fail to maintain the required funds in their account for the full 28 days.

How to Avoid:

• Ensure the required amount is in the account for at least 28 consecutive days before applying.
• Verify the exact amount needed based on your study location.

3. Communication Barriers

Language issues or unclear documentation can complicate the process.

How to Avoid:

• Communicate clearly and ask for written confirmation of requirements.
• If needed, seek assistance from a bilingual bank representative.

These simple tips will help ensure your UK visa application process goes smoothly.

How UKVI-Approved Banks Help You Meet the Financial Requirements for a UK Visa

Explanation of UK Visa Financial Rules

When applying for a UK visa, one of the main requirements is proving you have enough money to support yourself during your stay. For student visas, this means showing you can cover tuition fees and living expenses. UK Visas and Immigration (UKVI) requires that you have a certain balance in your bank account for a specific period before applying. This is where UKVI-approved banks come in. These banks issue bank statements that meet UKVI standards, ensuring your financial documents are accepted during your visa application.

Maintaining the Right Balance

The required balance varies depending on your visa type and where you’ll study. For example:

• Student Visa: You must show a minimum of £1,334 per month for living expenses if studying in London or £1,023 outside London.
• Tier 2 Work Visa: The amount varies based on your employment status, but generally, you must show proof of having enough funds to support your stay.

Frequently Asked Questions

Conclusion

Choosing the right UKVI approved banks in Bangladesh for UK visa is a crucial step in the visa application process. These banks provide the necessary documentation and ensure your financial statements meet UKVI requirements. We’ve covered identifying approved banks, their services, and the key factors to consider when selecting a bank. Opening an account early and maintaining the required balance is essential for a smooth application process.

If you’ve found this guide helpful or have any experiences to share, feel free to leave a comment below. Your input could help others on their UK visa journey. If you have any queries, don’t forget to contact us!