Cheapest Place to Live In UK 2025
Do you want to know what is the cheapest place to live in UK? Living in the UK can sometimes be expensive, especially with rising costs for housing, food, and utilities. Many people are now looking for cheaper places to live without giving up a good quality of life. Whether you’re a student, a young professional, or someone planning to move, finding an affordable city can make a big difference.
In this guide, we’ll talk about some of the cheapest places to live in the UK. We’ll cover everything from housing costs to job opportunities and more. Let’s get started!
Understanding the Cost of Living in the UK
Living in the UK involves many costs. It’s not just about paying rent. Here are the main factors that affect your budget:
Housing
Housing is often the largest expense. This includes average house prices and rental costs. Some areas have affordable homes, while others can be costly. According to the Office for National Statistics, the UK average house price was around £285,000 in late 2023. Recent data shows that a one-bedroom apartment in the city centre rents for about £1,300 per month.
Utilities
You also pay for utilities. A 2023 Ofgem report found that the typical monthly utility bill for a standard flat is around £52. This covers electricity, water, heating, and internet.
Transportation
Transportation is another key factor. Costs include public transport fares or the expenses of owning a car—like fuel, insurance, and maintenance.
Groceries and Leisure
Everyday spending matters, too. This means the cost of groceries, dining out, and other activities can really add up quickly.
Regional Variations
The cost of living changes across the UK. For example, living in London is typically more expensive than living in northern towns. ONS data shows that living costs in London can be up to 70% higher than in northern cities like Bradford or Sunderland.
Personal Considerations
Finally, think about your lifestyle.
- A student might care most about affordable rent and nightlife.
- A family may look for safe neighbourhoods and good schools.
- A remote worker might value fast internet and a quiet place to live.
Criteria for Ranking Affordable Locations
To choose the cheapest places to live, we use several clear factors. We want to make sure low cost does not mean low quality. Here are our main criteria:
Average House Prices
We use recent data from the Office for National Statistics (ONS) from 2023-2024. This helps us see where homes cost less. For example, some northern towns have prices much lower than the UK average of around £285,000.
Rental Costs
We compare the monthly rent across areas. Recent data from property sites like Zoopla shows that one-bedroom flats in many affordable cities rent for about £1,100 or less.
Employment Rates
A good area must have jobs. We look at data from the Labour Force Survey. Many affordable towns have employment rates above 90%. It’s a strong sign of local opportunities.
Average Salaries
We check median income data from sources like HMRC. This helps us see if local wages match the lower living costs.
Quality of Life Ratings
We consider local amenities, healthcare, education, and green spaces. Reviews from local councils and consumer reports (like from Good Housekeeping) help us rate these areas.
Transportation Links
Easy access to major cities is key. We use data from the Department for Transport to see how good the public transport is. Places with strong train and bus services help reduce travel costs.
Safety Ratings
We look at crime rates and local police reports. Areas with lower crime statistics get higher marks for safety.
Top 10 Cheapest Places to Live in the UK in 2025
Here are the top 10 cheapest places to live in the UK for 2025. These cities and towns offer low house prices and affordable rent. They also provide a good quality of life with essential services and transport links. Let’s take a quick look:
- Burnley
- Sunderland
- Hull
- Grimsby
- Middlesbrough
- Bradford
- Barnsley
- Doncaster
- Rochdale.
- Scunthorpe
Detailed Profiles of the Top 10 Affordable Locations in UK
Below are detailed profiles of each location. We cover key details like housing costs, jobs, salary, quality of life, transport, safety, and unique features.
1. Burnley
Burnley is the cheapest place to live in the UK. It is a town in Lancashire, in the North West. It has a friendly community and a population of around 87,000. The town grew during the Industrial Revolution. Today, Burnley blends old factories with new buildings. It is known for its local football team, Burnley FC. People here enjoy green parks and community events. The town has a warm, close-knit feel.
Housing Costs:
- Average House Price: About £118,000
- Average Rent: Around £588 per month for a one-bedroom flat
Average Salary: Residents earn about £26,255 per year on average.
Quality of Life Rating: 7/10
Transportation Links: Good rail and bus links connect Burnley to Manchester and Liverpool.
Safety Rating: 7/10
2. Sunderland
Sunderland is a coastal city in the North East with a population of around 175,000. The city has a long shipbuilding and maritime past. Sunderland was once an important port. Today, it offers modern shopping and cultural sites. Its seaside location gives it a lively charm. Locals enjoy long coastal walks and friendly neighbourhoods.
Housing Costs:
- Average House Price: Around £150,000
- Average Rent: About £575 per month for a one-bedroom apartment
Employment Opportunities: 93%
Average Salary: The typical annual salary is around £23,000.
Quality of Life Rating: 7/10
Transportation Links: Well-connected by rail and bus, with links to Newcastle and other major areas.
Safety Rating: 7/10
3. Hull (Kingston upon Hull)
Hull is a historic port city in the East Riding of Yorkshire. It has a population of about 268,852. Hull has a rich maritime and trading history. The city was a major hub in the past. It now hosts festivals and art events. Its vibrant culture mixes history with modern life.
Housing Costs:
- Average House Price: Approximately £145,000
- Average Rent: Around £627 per month for a one-bedroom flat.
Employment Opportunities: 70.3%
Average Salary: Average earnings are roughly £24,000 per year.
Quality of Life Rating: 7.5/10
Transportation Links: The city has solid rail connections and bus services. It is also near regional airports.
Safety Rating: 7/10
4. Grimsby
Grimsby is a town in North East Lincolnshire. It has a population of around 85,000 and a strong connection to its seaside heritage. It’s famous for its fishing and dock heritage. The town grew around its busy fishing fleets. Grimsby has a strong connection to the sea. Locals are proud of their maritime roots. The town still shows its rich cultural traditions.
Housing Costs:
- Average House Price: Roughly £105,000
- Average Rent: About £450 per month for a one-bedroom flat
Employment Opportunities: 90%
Average Salary: Residents typically earn around £22,000 per year.
Quality of Life Rating: 6.5/10
Transportation Links: It has basic rail and road links. While not as strong as major cities, connections are adequate.
Safety Rating: 7/10
5. Middlesbrough
Middlesbrough is an industrial town in North Yorkshire. With a population of around 138,400, it has a robust history in manufacturing. Today, it offers modern shopping centres and sports clubs. The community is vibrant and proud of its heritage. The town balances history with modern growth.
Housing Costs:
- Average House Price: About £144,000
- Average Rent: Around £642 per month for a one-bedroom flat
Employment Opportunities: Around 91-92%.
Average Salary: Approximately £23,000 per year.
Quality of Life Rating: 7/10
Transportation Links: Good road and rail links, with access to Teesside International Airport nearby.
Safety Rating: 6.5/10
6. Bradford
Bradford is a large, diverse city in West Yorkshire with a population of about 540,000. It is known for its cultural heritage. Bradford grew as a textile and wool industry centre. The city has many museums and festivals. Its university adds to the lively atmosphere.
Housing Costs:
- Average House Price: Around £134,000 (Nationwide, 2023)
- Average Rent: Approximately £600 per month for a one-bedroom flat
Employment Opportunities: 91%
Average Salary: Rround £24,000 per year.
Quality of Life Rating: 7/10
Transportation Links: Excellent rail and road networks make commuting easy.
Safety Rating: 6.5-7/10
7. Barnsley
Barnsley is a town in South Yorkshire with a population of about 244,900. It has roots in coal mining and industry. The town is known for its strong local spirit. Barnsley offers a relaxed pace of life and affordable living. Green spaces and local events make the community close. People in Barnsley value tradition and friendship.
Housing Costs:
- Average House Price: Around £171,000
- Average Rent: About £627 per month for a one-bedroom flat
Employment Opportunities: About 69.1%
Average Salary: Typical earnings are around £29,323 per year.
Quality of Life Rating: 7/10
Transportation Links: Good bus and rail connections make local travel convenient.
Safety Rating: 7.5/10
8. Doncaster
Doncaster is a large town in South Yorkshire with a population of around 308,700. It is an important transport and railway hub. The town has a rich market and industrial history. Modern amenities mix with historical sites. Doncaster benefits from good road and rail links. The community is active and proud of its past.
Housing Costs:
- Average House Price: About £178,000
- Average Rent: Approximately £639 per month for a one-bedroom flat
Employment Opportunities: Nearly 70.3%
Average Salary: Residents earn around £23,000 per year on average.
Quality of Life Rating: 7/10
Transportation Links: Excellent rail and road links, including direct routes to major cities, add to its appeal.
Safety Rating: 7/10
9. Rochdale
Rochdale is a town in Greater Manchester with a population of around 224,100. It has a proud history in the textile industry. The town is known for its strong market tradition. Rochdale is close to Manchester yet remains affordable. It offers modern facilities and pleasant parks.
Housing Costs:
- Average House Price: Around £206,000
- Average Rent: About £738 per month for a one-bedroom flat
Employment Opportunities: 64.9%
Average Salary: Average earnings are roughly £27,929 per year.
Quality of Life Rating: 7/10
Transportation Links: Good rail and bus services make commuting to Manchester and other areas easy.
Safety Rating: 7/10
10. Scunthorpe
North Lincolnshire’s Scunthorpe is an industrial town. It has a population of about 79,977 and is famous for its steel production. The town grew quickly during the Industrial Revolution. Scunthorpe has a solid working-class heritage. It offers affordable housing and a local community spirit.
Housing Costs:
- Average House Price: Around £149,000
- Average Rent: About £502 per month for a one-bedroom flat
Employment Opportunities: 90%
Average Salary: Typical earnings are around £22,000 per year.
Quality of Life Rating: 6.5/10
Transportation Links: Decent bus and rail connections exist, though fewer than in larger cities.
Safety Rating: 7/10.
Comparison Table of the Top 10 Cheapest Places in UK to Live
| Avg. House Price | Avg. Monthly Rent | Employment Rate | Avg. Salary | Quality of Life | Transport Links | Safety Rating | |
| Burnley | £118,000 | £588 | 76% | £26,255 | 7/10 | Good | 7/10 |
| Sunderland | £150,000 | £575 | 93% | £23,000 | 7/10 | Well-connected | 7/10 |
| Hull | £145,000 | £627 | 70.3% | £24,000 | 7.5/10 | Strong | 7/10 |
| Grimsby | £105,000 | £450 | 90% | £22,000 | 6.5/10 | Adequate | 7/10 |
| Middlesbrough | £144,000 | £642 | 91-92% | £23,000 | 7/10 | Good | 6.5/10 |
| Bradford | £134,000 | £600 | 91% | £24,000 | 7/10 | Excellent | 6.5-7/10 |
| Barnsley | £171,000 | £627 | 69.1% | £29,323 | 7/10 | Good | 7.5/10 |
| Doncaster | £178,000 | £639 | 70.3% | £23,000 | 7/10 | Excellent | 7/10 |
| Rochdale | £206,000 | £738 | 64.9% | £27,929 | 7/10 | Good | 7/10 |
| Scunthorpe | £149,000 | £502 | 90% | £22,000 | 6.5/10 | Decent | 7/10 |
Regional Highlights: Affordable Living Across the UK
The UK has many regions where living costs vary a lot. Let’s explore four regions where you can enjoy affordable living without missing out on quality.
Cheapest Place to Live in the South: Southampton
Southampton offers a great mix of affordability and city life. The average house price is around £233,270. It has modern amenities and is close to the coast. The area has good bus and rail links as well.
Cheapest Place to Live in the East: Norwich
Norwich is a charming city with a rich history and a friendly vibe. Average house prices are about £230,000. The city has excellent schools, healthcare, and cultural activities. Public transport is reliable and easy to use.
Cheapest Place to Live in the North: Bradford
Bradford is known for its low living costs and cultural diversity. The average house price is around £134,000, one of the lowest in the North. It has friendly neighbourhoods and a rich cultural scene. A growing retail and services job market supports the local economy.
Cheapest Place to Live in the West: Swansea
Swansea is a coastal city that offers a relaxed lifestyle at a low cost. Average house prices are about £189,000. You can enjoy beautiful coastal views and a laid-back atmosphere. Swansea is ideal for those who want affordable coastal living with all the benefits of a modern city.
Factors to Consider When Choosing an Affordable Place to Live
When you look for an affordable place, cost is important. But there are other things to think about, too. Here are some key factors:
Employment Opportunities
When choosing an affordable place, job opportunities are very important. A low cost of living doesn’t help much if jobs are hard to find. Look for areas with strong local economies and growing industries. Cities with low unemployment rates often have better job prospects.
Family Needs
If you’re moving with a family, consider their needs, too. Good schools are important if you have children. Look for areas with good schools. Access to healthcare is another key factor. Also, think about parks, playgrounds, and family-friendly activities.
Community and Social Life
A strong sense of community can make a place feel like home. Friendly neighbours, community events, and local clubs can help you settle in faster. Check if the area has cultural activities, sports clubs, or social groups that interest you.
Transportation and Connectivity
Good transport links are essential, especially if you need to commute. Check if the area has reliable public transport, such as buses, trains, or trams. If you work in a nearby city, living in a well-connected town can offer the best of both worlds.
Future Prospects
Think about the area’s future growth. Areas with growing economies often see rising property values, making them good long-term investments. Research property trends to see if prices are stable or increasing. A location with strong future prospects can offer both affordable living now and financial benefits in the future.
Tips for Moving to a More Affordable Location
Moving to a more affordable place isn’t just about packing boxes. It’s also about ensuring the new location truly fits your needs. Below are some tips we’ve shared that might help you out.
Research the Area Thoroughly
Before packing up, get to know the area. Check housing costs, job opportunities, transport, and local amenities. If you can, visit in person. Walk around, talk to locals, and see if it feels right.
Consider Employment Opportunities
Living costs might be low, but job opportunities can vary. Check if there are roles in your field. If you work remotely, make sure the internet is reliable.
Understand the Housing Market
Affordable doesn’t always mean cheap in the long run. Research both rental and property prices. Look beyond rent or mortgage—factor in utilities, property taxes, and insurance. Also, think about long-term value if you’re buying.
Consider Healthcare, Schools, and Transportation
If you have a family, check out local schools and healthcare facilities. Good services can make a big difference, even if the cost is slightly higher. Poor transport options can add hidden costs as well. Check if public transportation is available and reliable.
Look into Community and Lifestyle
An affordable place is great, but what’s the community like? Look for local events, parks, and friendly neighbourhoods. Feeling at home matters, too.
Frequently Asked Questions
Which city in the UK has the lowest cost of living?
Bradford often tops the list for the lowest cost of living in the UK. It has affordable housing, low rent, and reasonable daily expenses compared to many other cities.
Which part of the UK has the lowest house prices?
The North of England, especially places like Burnley and Middlesbrough, has the lowest house prices. Some properties can be found well below the national average.
Where in the UK has the cheapest rent?
Sunderland and Hull are known for having some of the cheapest rental prices in the UK. You can find decent apartments at budget-friendly rates compared to southern cities.
Where is the cheapest place to live near London?
Luton and Harlow are affordable options near London. They offer lower living costs and good transport links for commuters heading into the city.
Where is the cheapest place to live in the UK with jobs?
Doncaster and Barnsley are great, affordable places with growing job markets. They have industries in logistics, healthcare, and manufacturing.
Conclusion
Finding the cheapest place to live in UK isn’t just about saving money. It’s about balancing affordability with a good quality of life. Remember, affordability isn’t only about cheap rent or house prices. Consider job opportunities, transport, healthcare, and community vibes. Take your time, do your research, and visit if you can. The perfect affordable spot is out there—you just need to find it!
